It shall be unlawful to operate a taxicab, livery vehicle, sightseeing vehicle, or
pedicab, as defined in this code, or permit such vehicle to be operated, nor shall
any vehicle permit be issued under this article, unless and until the applicant for
such vehicle permit, in addition to all other requirements set forth in this code,
shall file and maintain with the director, for each vehicle to be operated, a policy
of liability insurance in accordance with this division.